Terms & Conditions

Terms & Conditions

Last Updated: March 15, 2022

 

Piggy Shopping Inc. (“Piggy Cards”, “Company”, “We”, “Us”, “Our”) owns and operates a network of independent websites (each a “Website” and collectively “Websites”) under the “Piggy Cards” brand and trademark in the U.S.A. and Canada. Please read this Terms and Conditions (“Terms”) carefully because the Terms describe the legally binding agreement between you and Piggy Cards on which we offer you access to the Websites and our services (“Services”). The Terms, including our Privacy Policy, is a contract between you and Piggy Cards. If you use the Service, you represent that you have read, understood, and agree to be bound by the Terms, regardless of the device or platform by which you access the Websites. If you don’t agree to the Terms, do not use the Websites or Service. Each Website is segregated by its own domain and operates independently of each other. The intention of Piggy Cards is to assist its users in using cryptocurrency in their everyday lives. Each independent Website under the Piggy Cards brand is intended only for use by residents of the country for which that site is marketed and allows the users to purchase gift cards (“Gift Cards”) for themselves or someone else (“Recipient”). Gift Cards are issued by a particular third-party merchant or retailer (“Issuer”) and will be delivered to Recipients via email. Piggy Cards will not guarantee the usage of our products in any region/country outside of the specific country in which the products are purchased. Piggy Cards will not guarantee the usage of our products by users who make purchases with retailers while outside the specific country the card has been purchased for or while using a VPN or TOR connection. All orders by customers who do not reside in the specific country are subject to their own risk; all processed orders are not eligible for exchange or refund. Piggy Cards is not a banking institution or other chartered depository institution and does not represent itself as such. Piggy Card merely provides users with a platform to purchase gift cards. 

 

Payment methods:

 

All prices are in the local currency of the specific country listed on the top bar of Piggy Cards. Unless otherwise stated at the time a Gift Card is purchased, the Gift Card price does not include sales, value-added or use taxes, which may be charged to you separately by the Issuer at the time the Gift Card is redeemed.

 

Piggy Cards accepts Bitcoin (“BTC”), Ethereum (“ETH”) , Dogecoins (“DOGE”), and other Cryptocurrencies through a partnership with Coinify ApS. Piggy Cards accepts Visa, MasterCard, American Express debit, and credit cards through a partnership with Paypal. Piggy Cards may also offer select third-party integrations with independent services.

 

Any currency conversion will be done at the time of checkout. By making the purchase, you acknowledge that you are authorized to use the designated payment method and you authorize us to charge your purchase order to that payment method. When you provide your payment information, you authorize us to process and store your payment and related information. 

 

Payments from “Exchanges” and other Custodial Wallets:

 

Custodial wallets are wallets where the user might NOT control the funds, or the user does not hold the wallet's private key.  If a payment wallet is considered Custodial, we reserve the right to refuse or cancel the order at any time. 

 

Shipping Policy

 

All the gift card orders will be electronically delivered via the email address provided by the customers.

 

Return Policy

 

Please be aware that our products are digital gift card codes that, once bought and delivered, cannot be returned, nor refunded. So please make sure to select the right product, with the right country code and/or in the right currency and/or the right delivery email address before you purchase it, as we cannot take products back, nor refund or exchange products that have already been paid and delivered. The reason for this is that we have no guarantee that a code, which is immediately delivered after the purchase, is still unused. 

 

All risk of loss and title for the Gift Card will pass to the Recipient upon electronic transmission. Piggy Cards is not responsible if a Gift Card is used without permission.

 

We do however give warranty on the redeemability of the digital codes we deliver. In case the delivered code is not working, you must notify us within 30 days of the day of electronic transmission (“Notice Period”), and we will make our best reasonable effort to help you solve that problem. Our customer service can be reached through mail to support@piggy.cards. If Piggy Cards is not notified of any error within the Notice Period, the Gift Card shall be deemed to be satisfactory. If the Gift Card you purchase is not redeemable or otherwise does not function, we may, in our sole discretion, either refund you the Gift Card purchase amount or replace the defective Gift Card with an alternative Gift Card from the same Issuer.

 

Time Limit of Usage / Support:

 

Piggy Cards is only able to assist with any issues that might arise from the issuance of codes up to a maximum of 1 month from the original purchase date. Any issues with codes past this three-month period are the sole responsibility of the purchaser. Piggy Cards does not keep records of any codes issued past a three-month period.

 

 

Underpayments:

 

Underpayments suppose the payment is less than the amount required on the payment page. In that case, Piggy Shopping Inc. reserves the right to (1) cancel the order or (2) adjust the amount of the available balance on the card to match the amount paid rounded down to the nearest dollar.. When the order is canceled, the refund will be issued to the original payment method, minus miner fees and any other network fees which are required to initiate the refund. 

 

In any cryptocurrency payment, the rate calculation will be calculated based on the market conditions at the given time. Please consult the third-party payment facilitator you choose at the Piggy Cards checkout page for how they calculate the cryptocurrency rate. As they can frequently change the cryptocurrency rate calculation rule without our control. 

 

Pay Late Orders:

 

Pay late orders suppose the cryptocurrency payment arrives past the payment expiration time. In that case, Piggy Shopping Inc. reserves the right to (1) cancel the order or (2) if the exchange rates of the applicable currency have dropped and fulfilling your order at the paid exchange rate is not possible, Piggy Shopping Inc. will adjust the amount of the available balance on the card to match the current exchange rates, rounded down to the nearest dollar.. When the order is canceled, the refund will be issued to the cryptocurrency address you provided, minus miner fees and any other network fees which are required to initiate the refund. 

 

In any cryptocurrency payment, the rate calculation will be calculated based on the market conditions at the given time. Please consult the third-party payment facilitator you choose at the Piggy Cards checkout page for how they calculate the cryptocurrency rate, as they can frequently change the cryptocurrency rate calculation rule without our control. 

 

 

Area of Service:

 

Piggy Cards is available in U.S.A. and Canada. Transactions from a country in which you do not reside is a violation of Piggy Cards Terms and Conditions and may result in account suspension. Please ensure you are transacting from your country of residence.

 

You are not permitted to make purchases from the Websites if you are (1) located in, under the control of, or a national or resident of any country to which the United States has embargoed goods or services; (ii) identified as a “Specialty Designated National” or (iii) placed on the U.S. Department of Commerce’s “Denied Persons List or Entity List” or any other U.S. export control list. 

 

You are not permitted to make purchases from the Websites if you are (1) located in, under the control of, or a national or resident of any country to which Canada has embargoed goods or services; (ii) identified as a “Listed Persons” by the Canadian government or (iii) placed on the Canada government’s “the Special Economic Measures Act”, “the Justice for Victims of Corrupt Foreign Officials Act”, “Consolidated Canadian autonomous sanctions list”, “Consolidated UN sanctions list” or any other Canada export control list as shown in https://www.international.gc.ca/world-monde/international_relations-relations_internationales/sanctions/index.aspx

 

The Gift Cards are only available for purchase and use in the USA and Canada.

 

Acceptable Use:

 

The products provided by Piggy Cards are for personal use only. If users would like to utilize our products for resale, business use or commercial purposes, written prior consent is required. The violation of this policy will result in Piggy Cards account termination. 

 

Merchant Issues / Cancelled Gift Cards:

 

Piggy Cards is not the issuer of any of the Gift Cards available through the Websites. Once a Gift Card is purchased through Piggy Cards, the Issuer is fully responsible for any and all claims or liabilities related to the Gift Cards, as well as for any unclaimed property liability arising from unredeemed or partially redeemed Gift Cards. 

 

Piggy Cards will work with our best to resolve any issues redeeming gift cards sold by Piggy Cards. However, Piggy Cards is not responsible for gift cards sold by Piggy Cards when

 

1. a merchant terminates a user account due to the merchant's risk management or policies

 

2. a merchant adjust or terminate the user's gift card balance due to the merchant's risk management or policies

 

For example, a user falsely represents themselves through a VPN or TOR browser, or the merchant considers the user a high-risk profile. 

 

 

While Piggy Cards strives to work with reputable Issuers, Piggy Cards has no liability for (i) the sale of products or services to you by an Issuer through the use of any Gift Card; and (ii) any Issuer’s failure to honor a Gift Card. You will need to look solely to the Issuer for any remedy in connection with the foregoing issues.

 

 

Daily Limits & Individual Order Limits:

 

Piggy Cards has a daily limit that can differ in each of our applicable country-based Websites. 

 

For U.S.A., no single user may purchase more than $2,000 on any single Gift Card on any single day, and no user may buy or send Gift Cards in the amount of $10,000 or more in any single day in one or more transactions. 

 

For Canada, no user may buy or send closed loop Gift Cards in the amount of $10,000 CAD or more in any single day in one or more transactions. For Canada, no user may buy or send open loop Gift Cards in the amount of $999 CAD or more in any single day in one or more transactions. 

 

 Piggy Cards automatically cancel orders beyond the daily limit.

 

Processing Times:

 

Some orders might require manual process or approval, which could take a maximum of 8-12 hours to deliver after the payment confirmation. Some large orders might require more confirmation steps and result in 48 hours to delivery after the payment confirmation.

 

 

Merchants:

 

The merchants displayed on the Piggy Cards website are not Piggy Cards partners. The merchants' logos and trademarks are owned by by each merchant and users are advised to consult each merchant's terms and conditions for additional information. All aspects regarding the use and redemption of Gift Cards are subject to the applicable Issuer’s policies. 

 

Intellectual Property Rights

The Website and its entire contents, features, and functionality (including but not limited to all information, software, text, displays, images, video, and audio, and the design, selection, and arrangement thereof) are owned by the Company, its licensors, or other providers of such material and are protected by United States and international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.

These Terms of Use permit you to use the Website for your personal, non-commercial use only. You must not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on our Website, except as follows:

  • Your computer may temporarily store copies of such materials in RAM incidental to your accessing and viewing those materials.

  • You may store files that are automatically cached by your Web browser for display enhancement purposes.

  • You may print one copy of a reasonable number of pages of the Website for your own personal, non-commercial use and not for further reproduction, publication, or distribution.

  • If we provide desktop, mobile, or other applications for download, you may download a single copy to your computer or mobile device solely for your own personal, non-commercial use, provided you agree to be bound by our end user license agreement for such applications.

You must not:

  • Modify copies of any materials from this site.

  • Use any illustrations, photographs, video or audio sequences, or any graphics separately from the accompanying text.

  • Delete or alter any copyright, trademark, or other proprietary rights notices from copies of materials from this site.

 

You must not access or use for any commercial purposes any part of the Website or any services or materials available through the Website. 

If you print, copy, modify, download, or otherwise use or provide any other person with access to any part of the Website in breach of these Terms of Use, your right to use the Website will stop immediately and you must, at our option, return or destroy any copies of the materials you have made. No right, title, or interest in or to the Website or any content on the Website is transferred to you, and all rights not expressly granted are reserved by the Company. Any use of the Website not expressly permitted by these Terms of Use is a breach of these Terms of Use and may violate copyright, trademark, and other laws.

Trademarks

The Company name, the terms “Piggy Cards” and “Piggy Shopping Inc.”, the Company logo, and all related names, logos, product and service names, designs, and slogans are trademarks of the Company or its affiliates or licensors. You must not use such marks without the prior written permission of the Company. All other names, logos, product and service names, designs, and slogans on this Website are the trademarks of their respective owners.

Copyright Policy

We respect the intellectual property of others and ask our users to do the same. We may, in appropriate circumstances and at its discretion, terminate the account or access of users who infringe the intellectual property rights of others.

If you believe that your work has been copied in a way that constitutes copyright infringement, please provide our Copyright Agent the following information:

  • an electronic or physical signature of the person authorized to act on behalf of the owner of the copyright interest;

  • a description of the copyrighted work that you claim has been infringed, including the URL (web page address) of the location where the copyrighted work exists or a copy of the copyrighted work;

  • a description of where the material that you claim is infringing is located on the Website, including the URL;

  • your address, telephone number, and email address;

  • a statement by you that you have a good faith belief that the disputed use is not authorized by the copyright owner, its agent, or the law; and

  • a statement by you, made under penalty of perjury, that the above information in your Notice is accurate and that you are the copyright owner or authorized to act on the copyright owner's behalf.

Our Copyright Agent for Notice of claims of copyright infringement can be reached as follows:

  • By mail: 

                      Piggy Shopping Inc.

                      651 N. Broad St. Suite 206 Middletown,  DE  19709

  • By email: support@piggy.cards

Please also note that under Section 512(f) any person who knowingly materially misrepresents that material or activity is infringing may be subject to liability.

Prohibited Uses

You may use the Website only for lawful purposes and in accordance with these Terms of Use. You agree not to use the

 

Website:

  • In any way that violates any applicable federal, state, local, or international law or regulation (including, without limitation, any laws regarding the export of data or software to and from the US or other countries). 

  • For the purpose of exploiting, harming, or attempting to exploit or harm minors in any way by exposing them to inappropriate content, asking for personally identifiable information, or otherwise.

  • To send, knowingly receive, upload, download, use, or re-use any material that does not comply with the Content Standards set out in these Terms of Use.

  • To transmit, or procure the sending of, any advertising or promotional material, including any "junk mail," "chain letter," "spam," or any other similar solicitation.

  • By any automated means, including, without limitation, harvesting bots, robots, spiders, or scrapers;

  • To impersonate or attempt to impersonate the Company, a Company employee, another user, or any other person or entity (including, without limitation, by using email addresses or screen names associated with any of the foregoing).

  • To engage in any other conduct that restricts or inhibits anyone's use or enjoyment of the Website, or which, as determined by us, may harm the Company or users of the Website, or expose them to liability.

Additionally, you agree not to:

  • Use the Website in any manner that could disable, overburden, damage, or impair the Website or interfere with any other party's use of the Website, including their ability to engage in real time activities through the Website.

  • Use any robot, scripts, web scrapers, spider, or other automatic device, process, or means to access, reproduce, analyze the Website for any purpose, including monitoring or copying any of the material on the Website or share publicly the member information, data, alerts, or past performance obtained from the Website or live chat room.

  • Use any manual process to monitor or copy any of the material on the Website, or for any other purpose not expressly authorized in these Terms of Use, without our prior written consent.

  • Use any device, software, or routine that interferes with the proper working of the Website.

  • Introduce any viruses, Trojan horses, worms, logic bombs, or other material that is malicious or technologically harmful.

  • Attempt to gain unauthorized access to, interfere with, damage, or disrupt any parts of the Website, the server on which the Website is stored, or any server, computer, or database connected to the Website. 

  • Attack the Website via a denial-of-service attack or a distributed denial-of-service attack.

  • Otherwise attempt to interfere with the proper working of the Website.


Changes to the Website


We may update the content on the Websites from time to time, but their content is not necessarily complete or up-to-date. Any of the material on the Websites may be out of date at any given time, and we are under no obligation to update such material. 


Information About You and Your Visits to the Website


All information we collect on the Websites is subject to our Privacy Policy [LINK TO PRIVACY POLICY]. By using the Websites, you consent to all actions taken by us with respect to your information in compliance with the Privacy Policy. 


Links from the Websites


If the Websites contains links to other sites and resources provided by third parties, these links are provided for your convenience only. This includes links contained in advertisements, including banner advertisements and sponsored links. We have no control over the contents of those sites or resources and accept no responsibility for them or for any loss or damage that may arise from your use of them. If you decide to access any of the third-party websites linked to the Websites, you do so entirely at your own risk and subject to the terms and conditions of use for such websites.

 

Disclaimer of Warranties


You understand that we cannot and do not guarantee or warrant that files available for downloading from the internet or the Websites will be free of viruses or other destructive code. You are responsible for implementing sufficient procedures and checkpoints to satisfy your particular requirements for anti-virus protection and accuracy of data input and output, and for maintaining a means external to our site for any reconstruction of any lost data. TO THE FULLEST EXTENT PROVIDED BY LAW, WE WILL NOT BE LIABLE FOR ANY LOSS OR DAMAGE CAUSED BY A DISTRIBUTED DENIAL-OF-SERVICE ATTACK, VIRUSES, OR OTHER TECHNOLOGICALLY HARMFUL MATERIAL THAT MAY INFECT YOUR COMPUTER EQUIPMENT, COMPUTER PROGRAMS, DATA, OR OTHER PROPRIETARY MATERIAL DUE TO YOUR USE OF THE WEBSITE OR ANY SERVICES OR ITEMS OBTAINED THROUGH THE WEBSITE OR TO YOUR DOWNLOADING OF ANY MATERIAL POSTED ON IT, OR ON ANY WEBSITE LINKED TO IT.

 

YOUR USE OF THE WEBSITES, THEIR CONTENT, AND ANY SERVICES OR ITEMS OBTAINED THROUGH THE WEBSITES IS AT YOUR OWN RISK. THE WEBSITES, THEIR CONTENT, AND ANY SERVICES OR ITEMS OBTAINED THROUGH THE WEBSITES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. NEITHER PIGGY CARDS NOR ANY PERSON ASSOCIATED WITH PIGGY CARDS MAKES ANY WARRANTY OR REPRESENTATION WITH RESPECT TO THE COMPLETENESS, SECURITY, RELIABILITY, QUALITY, ACCURACY, OR AVAILABILITY OF THE WEBSITES. WITHOUT LIMITING THE FOREGOING, NEITHER PIGGY CARDS NOR ANYONE ASSOCIATED WITH PIGGY CARDS REPRESENTS OR WARRANTS THAT THE WEBSITES, THEIR CONTENT, OR ANY SERVICES OR ITEMS OBTAINED THROUGH THE WEBSITES WILL BE ACCURATE, RELIABLE, ERROR-FREE, OR UNINTERRUPTED, THAT DEFECTS WILL BE CORRECTED, THAT OUR SITE OR THE SERVER THAT MAKES IT AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS, OR THAT THE WEBSITES OR ANY SERVICES OR ITEMS OBTAINED THROUGH THE WEBSITES WILL OTHERWISE MEET YOUR NEEDS OR EXPECTATIONS. 

TO THE FULLEST EXTENT PROVIDED BY LAW, PIGGY CARDS HEREBY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, STATUTORY, OR OTHERWISE, INCLUDING BUT NOT LIMITED TO ANY WARRANTIES OF MERCHANTABILITY, NON-INFRINGEMENT, AND FITNESS FOR PARTICULAR PURPOSE. PIGGY CARDS DOES NOT REPRESENT OR WARRANT THAT ANY GIFT CARD AND INFORMATION ABOUT THE GIFT CARD (INCLUDING THE DESCRIPTINO, ISSUER INFORMATION OR PRICING INFORMATION) PROVIDED IS ACCURATE, COMPLETE, RELIABLE, CURRENT OR ERROR-FREE. IN THE EVENT OF AN ERROR, IN AN ORDER CONFIRMATION, IN PROCESSING A GIFT CARD PURCHASE OR OTHERWISE, WE RESERVE THE RIGHT TO CORRECT SUCH ERROR AND REVISE YOUR ORDER ACCORDINGLY (INCLUDING CHARGING THE CORRECT PRICE) OR TO CANCEL THE ORDER AND REFUND ANY AMOUNT CHARGED.

THE FOREGOING DOES NOT AFFECT ANY WARRANTIES THAT CANNOT BE EXCLUDED OR LIMITED UNDER APPLICABLE LAW.


Limitation on Liability


TO THE FULLEST EXTENT PROVIDED BY LAW, IN NO EVENT WILL PIGGY CARDS, ITS AFFILIATES, OR THEIR LICENSORS, SERVICE PROVIDERS, EMPLOYEES, AGENTS, OFFICERS, OR DIRECTORS BE LIABLE FOR DAMAGES OF ANY KIND, UNDER ANY LEGAL THEORY, ARISING OUT OF OR IN CONNECTION WITH YOUR USE, OR INABILITY TO USE, THE WEBSITES, ANY WEBSITES LINKED TO THEM, ANY CONTENT ON THE WEBSITES OR SUCH OTHER WEBSITES, INCLUDING ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO, PERSONAL INJURY, PAIN AND SUFFERING, EMOTIONAL DISTRESS, LOSS OF REVENUE, LOSS OF PROFITS, LOSS OF BUSINESS OR ANTICIPATED SAVINGS, LOSS OF USE, LOSS OF GOODWILL, LOSS OF DATA, AND WHETHER CAUSED BY TORT (INCLUDING NEGLIGENCE), BREACH OF CONTRACT, OR OTHERWISE, EVEN IF FORESEEABLE. 

The limitation of liability set out above does not apply to liability resulting from our gross negligence or willful misconduct.

THE FOREGOING DOES NOT AFFECT ANY LIABILITY THAT CANNOT BE EXCLUDED OR LIMITED UNDER APPLICABLE LAW.


Indemnification


You agree to defend, indemnify, and hold harmless Piggy Cards, its affiliates, licensors, and service providers, and its and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors, and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of the Terms or your use of the Websites, including, but not limited to any use of the Websites' content, services, and products other than as expressly authorized in the Terms, or your use of any information obtained from the Websites.


Governing Law and Jurisdiction


All matters relating to the Websites and the Terms, and any dispute or claim arising therefrom or related thereto (in each case, including non-contractual disputes or claims), shall be governed by and construed in accordance with the internal laws of the State of Delaware without giving effect to any choice or conflict of law provision or rule (whether of the State of Delaware or any other jurisdiction).

 

Any legal suit, action, or proceeding arising out of, or related to, the Terms or the Websites shall be instituted exclusively in the federal courts of the United States or the courts of the State of Delaware, although we retain the right to bring any suit, action, or proceeding against you for breach of the Terms in your country of residence or any other relevant country. You waive any and all objections to the exercise of jurisdiction over you by such courts and to venue in such courts.


Limitation on Time to File Claims


ANY CAUSE OF ACTION OR CLAIM YOU MAY HAVE ARISING OUT OF OR RELATING TO THE TERMS OR THE WEBSITES MUST BE COMMENCED WITHIN ONE (1) YEAR AFTER THE CAUSE OF ACTION ACCRUES; OTHERWISE, SUCH CAUSE OF ACTION OR CLAIM IS PERMANENTLY BARRED.


Waiver and Severability


No waiver by Piggy Cards of any term or condition set out in the Terms shall be deemed a further or continuing waiver of such term or condition or a waiver of any other term or condition, and any failure of Piggy Cards to assert a right or provision under the Terms shall not constitute a waiver of such right or provision.

 

If any provision of the Terms is held by a court or other tribunal of competent jurisdiction to be invalid, illegal, or unenforceable for any reason, such provision shall be eliminated or limited to the minimum extent such that the remaining provisions of the Terms will continue in full force and effect. 


Entire Agreement


The Terms and our Privacy Policy constitute the sole and entire agreement between you and Piggy Cards regarding the Websites and supersede all prior and contemporaneous understandings, agreements, representations, and warranties, both written and oral, regarding the Websites. 

 

Your Comments and Concerns


All other feedback, comments, requests for technical support, and other communications relating to the Websites should be directed to: support@piggy.cards.